Operating leasing for your fleet
What is operating leasing?
Operating leasing describes a purely rental variant of leasing in which you only pay for the use of the fleet. Specifically, this means:
You use your fleet for an agreed period of time and at the end of the contract term, you return it or exchange your vehicles for new models.
After termination of the contract, the Porsche Bank fleet management deals with the sale of the used car. This means that the Porsche Bank fleet management shoulders all of the utilisation risk.
Your benefits with operating leasing
Predictable budget
Plan your expenditures precisely with a choice of fixed monthly leasing rates
Save on tax
Waiver of capitalisation in the balance sheet (8 years for passenger cars and estate cars)
Monthly rental fees that are tax deductible as an operating expense
Outsourced risk
100% outsourced market value risk and utilisation risk
Recognised accounting principles
Conformity with IAS¹ and US-GAAP²
¹ International Accounting Standards
² United States Generally Accepted Accounting Principles
OPERATING LEASING VARIANTS
Operating leasing with fixed fee
With the operating leasing option with a fixed leasing fee, we guarantee you unchanging conditions throughout the entire contract term
Your advantages:
1) The costs of your fleet can be precisely calculated.
2) This means you remain flexible in your budget planning at all times.
Operating leasing with variable fee
In the case of the operating leasing with variable leasing fees, you determine the amount of your leasing conditions.
Your advantages:
1) You benefit from a transparent value guarantee according to the 3-month EURIBOR
2) As a result, the adjustment of the fee is always comprehensible for you.
Fair billing of excess and unused mileage:
Should you ever happen to fall short of or exceed your established all-inclusive mileage, we offer you a fair billing model:
Kilometre exemption limit for final accounting of excess/unused mileage +/- 5,000 km
Retroactive billing of excess mileage
Credit for unused mileage
