Passenger accident insurance
For the most valuable thing in your car.
It is, of course, our loved ones that we wish to protect. The best way to do so is with our passenger accident insurance.
Although we can’t offer you any protection against unforeseen strokes of fate, we can try to minimise the financial consequences of an accident. In the event of disability or death resulting from an accident, we pay you the agreed sum. So that during your most difficult hours, you don’t need to worry about the additional financial burden. We take care of that for you.
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PROTECTION FOR ALL PASSENGERS.
The passenger accident insurance guarantees monetary payments for you and all your passengers in the event of disability and death.
Daily allowance.
If you have to stay at a hospital, you also receive a daily allowance from us.
Free return transport.
We bring you back from other European countries to your residence in Austria at no additional cost.
The following examples show where our passenger accident insurance can be helpful
Service example 1:
A traffic accident occurs in which you as the driver of the vehicle suffer a permanent impairment.
Service example 2:
As the result of an accident, a passenger in your car is injured so severely that he has to be admitted to hospital for several days. He receives a daily allowance for this.
Service example 3:
During a family holiday in Italy, there is a traffic accident in which the parents are injured and have to stay several days at the hospital there. Part of the costs of the accompanied pick-up and return journey of the children (up to 16 years old) is reimbursed.
Your benefits
No question of fault.
We pitch in, no matter whether someone else or you yourself cause an accident.
Secured all round.
The protection doesn’t just apply while driving. Loading and unloading as well as getting in and out are also insured.
The seat-based system.
Porsche Insurance also offers the so-called "seat system". This means that the same agreed sum insured applies to each seat in the vehicle. We also offer the so-called “seat-based system”. What this means: the same agreed insurance amount applies to every seat in the vehicle.
Product fact sheet - financing customers
The product fact sheet for financing customers provides information on the most important points of the insurance contract in advance.
Product fact sheet - cash purchase customers / dealership rates
The product fact sheet for cash purchase customers / dealership rates - UNIQA as well as the product fact sheet for cash purchase customers / dealership rates - Generali provide information on the most important points of the insurance contract in advance.
Frequently asked questions
Passenger insurance
Passenger accident insurance is an important safety cushion for you and your family. It can quickly happen that you, as the driver of the vehicle, are at fault for an accident and injure yourself. This is then no longer part of the motor vehicle liability. But it's a good thing that passenger accident insurance is available for this. Regardless of whether the accident was caused by someone else or by you - we guarantee cash benefits for you and all passengers.
You can read about the dismemberment schedule in the General Terms and Conditions for Motor Vehicle Passenger Accident Insurance of Porsche Versicherungs AG, as amended from time to time. You will receive your personal copy of the conditions together with the insurance policy.
Porsche Insurance offers the so-called seat system. This means that the same agreed sum insured applies to each approved seat.
