AutoKredit (Car Loan)
With individual monthly instalments, the Car Loan adapts to suit your needs perfectly. The payments are divided across the time frame selected by you. By making a downpayment, you can additionally reduce the monthly instalments. What’s more, unscheduled payments during the term as well as repayment of the loan amount are possible at any time.
Choose the option that suits you:
Variable interest rates
Select variable interest rates and profit from a transparent value guarantee (reference interest rate 3-month EURIBOR).
Fixed interest rates
Profit from fixed compensation throughout the entire contract term. Your advantage: The costs of the car can be precisely calculated.
Your benefits with a Car Loan
Financially flexible.
In addition to the monthly instalments, you also have the option to pay larger amounts at once. The unscheduled repayments reduce your total loan amount, the interest to be paid and the term. If you wish, you may also repay the loan early.
Current promotions.
Benefit from low-priced monthly instalments thanks to promotions.
Additional coverage option.
With the Car Loan option, the debt waiver provides you with extra protection. The outstanding loan is completely covered in the event of the death of the borrower. This safeguards your heirs against unexpected payments. The debt waiver is an optional extra.
Individual.
Both the term and the loan rate can be adapted to suit your wishes.
Additional optional extras
fullCASCO (Fully Comprehensive Insurance)
Includes GAP coverage and halved deductible for repairs in our official brand repair shops.
Motor vehicle third-party liability
The coverage of up to 15 million EUR provides you with optimum protection against claims by third parties.
Unemployment insurance
Helps you out in the event of illness or involuntary unemployment.
Motor vehicle legal protection
Supports you by ensuring that your claims are asserted in court.
Passenger accident insurance
A big safety advantage for you and your passengers.
Frequently asked questions about loans
Loan
A loan is a form of financing in which the purchase price plus accruing financing interest is divided into monthly installments over a specific term. Special payments are possible at any time. Upon payment of the last loan installment, the vehicle becomes your property.
The great advantage with a loan is that you can make special payments at any time and thus reduce the total term of the loan. You can also pay the entire outstanding loan amount at once and thus become the unrestricted owner of the vehicle.
When the debt waiver is concluded, the outstanding loan is covered upon the borrower's death. This protects your heirs from unforeseen payments and the vehicle becomes their property.
In addition to the monthly loan installments, ongoing operating costs such as comprehensive and liability insurance, engine-related insurance tax, and maintenance and repair costs must be paid. Processing costs are incurred upon conclusion of the contract.